7350 Jeffrey Court, Argentine Twp MI — Just Listed — $367,900
Mahon Homes
JUST LISTED
7350 Jeffrey Court, Argentine Twp, MI
7350 Jeffrey Court
Argentine Twp, MI 48451
List Price
$367,900
4 Bed · 2.5 Bath · 1,929 sq ft
Get Pre-Qualified
Don Rose
Mahon Homes Lic #415932 · Don Rose Lic #428299
"The right home for buyers. The right price for sellers."
Call / Text
(810) 875-4084
Email
don@mahonhomes.com
Four Ways to Own This Home
Estimated payments — Conventional at 6.375%, USDA at 5.875%, 30-year fixed, 740 FICO, owner-occupied primary residence
Down Payment
$0
USDA Rural Development · 100% financing
Loan Amount (incl. 1% fee)$371,579
Principal & Interest$2,198
USDA Annual Fee$107
Property Taxes$475
Homeowners Insurance$115
Total Monthly$2,895
Your Monthly Payment
$2,895
APR 6.348%
Down Payment
5%
$18,395
Loan Amount$349,505
Principal & Interest$2,180
Mortgage Insurance$119
Property Taxes$475
Homeowners Insurance$115
Total Monthly$2,889
Your Monthly Payment
$2,889
APR 6.889%
Down Payment
10%
$36,790
Loan Amount$331,110
Principal & Interest$2,066
Mortgage Insurance$80
Property Taxes$475
Homeowners Insurance$115
Total Monthly$2,736
Your Monthly Payment
$2,736
APR 6.776%
Down Payment
20%
$73,580
Loan Amount$294,320
Principal & Interest$1,836
Mortgage Insurance$0
Property Taxes$475
Homeowners Insurance$115
Total Monthly$2,426
Your Monthly Payment
$2,426
APR 6.602%
USDA eligibility — two things must check out: (1) the property must sit in a USDA-eligible rural area, and (2) total household income must fall within USDA limits for Genesee County. Verify the address on the USDA eligibility map or ask Rob to confirm both.
Mortgage Insurance (MI): Required on conventional loans above 80% LTV; auto-cancels at 78% LTV per the Homeowners Protection Act. USDA carries a 0.35% annual guarantee fee (shown above) plus a one-time 1% upfront fee financed into the loan.
Run Your Own Numbers
Adjust the down payment, rate, or price — see your payment update live.

Estimated Monthly Payment

Loan Amount
Principal & Interest
Mortgage Insurance
Property Taxes (est)
Insurance (est)
Total Monthly
Cash to Close (est): — down payment + ~$7,500 closing. Ask Rob about credits, gift funds, and DPA.
The Cost of Waiting
"I'll wait for rates to drop" is the most expensive sentence in real estate. Here's the math.
ScenarioBuy TodayWait 6 monthsWait 1 yearWait 2 yearsWait 3 years
Property Value (3.5% est.)$367,900$374,283 ▲ 1.7%$380,776 ▲ 3.5%$394,104 ▲ 7.1%$407,897 ▲ 10.9%
Down Payment Needed (5%)$18,395$18,714$19,039$19,705$20,395
P&I + MI Payment$2,300$2,300$2,300$2,300$2,300
Lost Appreciation—$6,383$12,876$26,204$39,997
Lost Equity Build-up—$1,968$4,000$8,263$12,805
TOTAL COST OF WAITING$0$8,351$16,877$34,466$52,803
5 Years from Now
What does owning this home do for your finances vs. renting?
IF YOU BUY
Net Wealth in 5 Years
+$91,854
Home value (3.5%/yr)$436,950
Loan balance (60 pmts)$326,701
= Total equity$110,249
Less down payment−$18,395
Net wealth gain+$91,854
IF YOU RENT
Net Wealth in 5 Years
-$152,903
Year 1 rent ($2400/mo)$28,800
Years 1–5 rent (3%/yr)$152,903
Equity built$0
Net wealth gain-$152,903
5-Year Wealth Swing: Buying vs Renting
$244,757
Financing Made Simple
Backed by McKenney Home Lending — a Michigan-licensed mortgage broker partnering with Mahon Homes.
Rob McKenney
Owner / Mortgage Broker · McKenney Home Lending
"My job is to make sure the path to ownership is honest, fast, and built around your situation. We'll figure it out!"
NMLS #23394 · Company NMLS #2497854
Call / Text (810) 819-8686 · rob@mckenneyhomelending.com
Apply NowSchedule a CallCall / Text (810) 819-8686
Equal Housing Lender · Mahon Homes (Brokerage Lic #415932) · Don Rose (Lic #428299) · Rob McKenney NMLS #23394 · McKenney Home Lending NMLS #2497854
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McKenney Home Lending is a licensed Michigan mortgage broker (NMLS 2497854). Rates and payment scenarios shown are based on a $367,900 owner-occupied single-family purchase in Argentine Twp (Genesee County), MI, 740 FICO, 30-year fixed. Conventional pricing current as of 2026-08-20; USDA pricing current as of 2026-06-25. APR is shown with equal prominence to the interest rate. Conventional MI is required above 80% LTV and auto-cancels at 78% LTV per the Homeowners Protection Act; MI factors are estimates and vary by FICO, LTV, and product. USDA = USDA Guaranteed Rural Housing (Section 502): 100% financing with the 1.00% upfront guarantee fee financed and the 0.35% annual fee collected monthly; requires a USDA-eligible location and household income within USDA limits, subject to a USDA Conditional Commitment. Property tax estimate = current assessed value (SEV) $182,700 × 31.2006 mills ÷ 12 = $475/mo. The seller's current bill is $4,202/yr on a capped taxable value of $117,963. Taxable value uncaps to the SEV the year after the sale, so the buyer's bill is estimated higher than what the seller pays today. Assessed values are set annually by the local assessor and can change; this is an estimate, not a tax bill. Not a commitment to lend. Subject to credit approval, underwriting and appraisal. Equal Housing Lender.